Relevant Disclaimer
No information contained on this page constitutes tax, legal, insurance or investment advice. I simply wish to share my personal opinion on multiple P2P lending platforms.
I’m not associated with any of the investment platforms below. Everything presented here reflects my own experience and my own opinion.
My Top P2P Platform Choices
Other Interesting P2P Platforms
 FINBEE |  NEOFINANCE |  MONESTRO |  CROWDESTATE |  BULKESTATE |  EKASSA |  PEERBERRY | |
 Type of Loans Available | Consumer | Business | Consumer | Consumer | Real Estate | Business | Equity | Real Estate | Consumer | Consumer | Real Estate |
 Average Interest Rate | ~22% | ~20% | ~20% | ~15% | ~11% | ~12% | ~12% |
 Buyback / Secured Loans | No | Yes & No (deal by deal) | No | No buyback guarantee. Some secured loans available | No / Secured with collateral | Yes | Partial in some cases | Yes |
 Early Exit / Secondary Market | Yes, but restrictive | Yes | Yes | Yes | No | No | No |
 Auto Invest Feature | No | Yes | Yes | Yes | Yes | Yes | Yes |
 Control Over Loans Invested | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
 Money Drag | Yes | No | Yes | No | Yes | No | No |
 Hidden Fees | No | Yes. Withdraw | Yes. Withdraw | No | No | Yes. Withdraw | No |
 Loan Duration | 1 year to multiple years | 1 month to multiple years | 6 months to multiple years | 4 months to multiple years | 3 months to 1 year | 1 day to 1 year | 1 day to multiple years |
 Reporting Tool | Medium Quality | High Quality | High Quality | High Quality | Medium Quality | High Quality | High Quality |
 User Experience | Medium Quality | Medium Quality | Low Quality | High Quality | Medium Quality | High Quality | High Quality |
 Sign-up Bonus | You can sign up and invest in Finbee through my referral link. | 25€ sign up bonus if you sign up through my referral link. | You can sign up and invest in Monestro through my referral link. | You can sign up and invest in Crowdestate through my referral link. | You can sign up and invest in Bulkestate through my referral link. | You can sign up and invest in Ekassa through my referral link. | You can sign up and invest in PeerBerry through my referral link. |
 Overall Evaluation | 6/10 | 6/10 | 4/10 | 8/10 | 6/10 | 6/10 | 6/10 |
| FINBEE | NEOFINANCE | MONESTRO | CROWDESTATE | BULKESTATE | EKASSA | PEERBERRY |
 DOFINANCE |  ESTATEGURU |  VIAINVEST |  REINVEST24 |  DEBITUM |  BONDORA |  FLENDER | |
| Type of Loans Available | Consumer | Real Estate | Consumer | Business | Real Estate | Business | Crypto | Not transparent | Business |
| Average Interest Rate | ~9% | ~11% | ~9% | Impossible to estimate | ~10% | Impossible to estimate | ~10% |
| Buyback / Secured Loans | Yes | No | Backed by mortgage | Yes | No | Backed by mortgage | Yes & No (deal by deal) | No | No |
| Early Exit / Secondary Market | Limited | Only after 90 days | No | No | Restrictive | No | Yes | Highly Penalizing | No |
| Auto Invest Feature | Yes | Yes | Yes | No | Yes | Yes | Yes |
| Control Over Loans Invested | No | Yes | Yes | Yes | Yes | No | Yes |
| Money Drag | No | No | No | Yes | No | No | No |
| Hidden Fees | No | No | No | Yes | No | Yes | No |
| Loan Duration | 1 month to 1 year | 6 months to 30 months | 7 days to 1 year | Undetermined | 15 days to 18 months | 1 month to multiple years | 6 months to 36 months |
| Reporting Tool | Medium Quality | High Quality | Low Quality | Low Quality (but great property descriptions) | High Quality | Low Quality | High Quality |
| User Experience | Medium Quality | High Quality | Low Quality | Low Quality | High Quality | Low Quality | High Quality |
| Sign-up Bonus | Enjoy of VIP status offer which gives an extra 1% yield during the first 90 days of your investments if you sign up through my referral link. | Gain 0.5% cashback on every investment made over the initial 3 months through my referral link. | You can sign up and invest in Viainvest through my referral link and gain 10€ in welcome bonus. | You can sign up and invest in Reinvest24 through my referral link. | You can sign up and invest in Debitum through my referral link and gain 10€ in welcome bónus. | You can sign up and invest in Bondora through my referral link. | You can sign up and invest in Flender through my referral link. |
| Overall Evaluation | 5/10 | 7/10 | 4/10 | 2/10 | 6/10 | 1/10 | 4/10 |
| DOFINANCE | ESTATEGURU | VIAINVEST | REINVEST24 | DEBITUM | BONDORA | FLENDER |
 RENDITY |  PROFITUS |  COINLOAN |  BITBOND | |
| Type of Loans Available | Real Estate | Real Estate | Business | Consumer | Crypto | Business | Crypto |
| Average Interest Rate | ~6% | ~10% | ~11% | ~7% up to 22% |
| Buyback / Secured Loans | No (secured by mortgage) | No (secured by collateral) | No (secured by crypto assets) | No |
| Early Exit / Secondary Market | No | No | No | No |
| Auto Invest Feature | No | No | Yes | Yes (Fee) |
| Control Over Loans Invested | Yes | Yes | Yes | Yes |
| Money Drag | No | No | No | No |
| Hidden Fees | No | No | Yes. Withdraw | Yes. Transactions |
| Loan Duration | 1 year to 4 years | 6 months to 18 months | 7 days to 3 years | 1 month to 36 months |
| Reporting Tool | Medium Quality | High Quality | Medium Quality | Medium Quality |
| User Experience | High Quality | High Quality | Medium Quality | Medium Quality |
| Sign-up Bonus | You can sign up and invest in Rendity through my referral link. | You can sign up and invest in Profitus through my referral link. | You can sign up and invest in Coinloan through my referral link. | You can sign up and invest in BitBond through my referral link. |
| Overall Evaluation | 3/10 | 5/10 | 3/10 | 3/10 |
| RENDITY | PROFITUS | COINLOAN | BITBOND |
Other alternative asset class platforms to consider:
CRYPTO ASSETS
FOREX and CFDs
ETF’s and STOCKS
Gold, Silver, and Platinum
Operations Facilitator Platforms
You must log in to post a comment.