Crowdestor: Quick Review

Crowdestor Cover @ Savings4Freedom

Crowdestor Quick Platform Review

Last Update (01.01.2020)

I added Crowdestor to my portfolio in July 2019. As in the case of Wisefund, I will need some additional time until I’m able to share an informed review, but my initial impressions are positive.

The Crowdestor projects are something to really feel like a speculative investor. As I shared with you on my last update, Crowdestor will not assume a relevant place for now on my portfolio for a very simple group of reasons:

  • No buyback guarantee available (just a provisional buyback fund that is far from covering any project individually). Right now the value of the buyback fund is €143,301.94 (a ridiculous amount is you want more save investments);
  • The cross-debt, ownership participation of the Crowdestor CEO in companies that receive funding from projects available on the platform.

I will need to research further, but just these two elements will mark any deposit I make in Crowdestor as my speculative investment on the Savings4Freedom portfolio. In any case, there is space for such type of offer on my portfolio and I place Crowdestor as my speculative P2P platform.

In case you employ my referral link to invest in Crowdestor you earn 0.5% on all investments over the first 180 days in cashback.
Check this page for additional bónus and promotions.

Above you can check the type of speculative projects available on Crowdestor. The platform received some criticism for not sharing full information regarding the Mafia Stars project. They presented for funding the same project last month and now investors are surprised to see a Tier 2 associated with it. For sure this will have an impact on the “success fee” that could trigger the additional interest return.

Another aspect to consider before investing in Crowdestor projects is that for this particular type of project you have very different repayment plans: from one year without payment with bullet payment by the end of the loan maturity to other modalities that actually increase your investment risk.

Crowdestor offers an impressive number of investments over time, with great interest rates. All repayment schedules are visible and you can plan your next investments having this information into consideration.


Crowdestor Logo @ Savings4Freedom

Crowdestor Account Update

Investment Start Date: July 2019

Total Deposits: 2.121,76€ (Dec 2019)

Asset Value: 2.154,70€ (Dec 2019)

Creating a Crowdestor investor account only took a few minutes. Registration is effortless and the platform is very easy to navigate. Since the number of investors is still growing there is no need to keep money drag. The projects are kept open for a significant period of time, but you receive interest since the moment you invest.

Analysis TopicPersonal Take
Type of Loans @ Savings4Freedom

Type of Loans Available

Real Estate | Business
Interest Rate @ Savings4Freedom

Average Interest Rate 

~15%
Buyback guarantee @ Savings4Freedom

Buyback / Secured Loans

No. Buyback fund available.
Early Exit @ Savings4Freedom

Early Exit / Secondary Market

No
Autoinvest Feature @ Savings4Freedom

Auto Invest Feature

Not available yet
Control over loans @ Savings4Freedom

Control over Loans Invested

Yes, you choose
Money Drag @ Savings4Freedom

Money Drag

No
Hidden Fees @ Savings4Freedom

Hidden Fees

No
Loan Duration @ Savings4Freedom

Loan Duration

3 months to 2 years
Report Quality @ Savings4Freedom

Reporting Tool

High Quality
User Experience @ Savings4Freedom

User Experience

High Quality
Sign up bonus @ Savings4Freedom

Sign-up Bonus

In case you employ my referral link to invest in Crowdestor you earn 0.5% on all investments over the first 180 days in cashback.
Evaluation @ Savings4Freedom

Overall Evaluation

8/10


I don’t believe to be far to compare Crowdestor with other P2P platforms that state full buyback guarantees, such as Wisefund, Envestio, or Monethera. But it is great to see interesting projects, with good descriptions. I would like to have additional financial details to truly assess and estimate the risk and make a more informed decision to invest.

Crowdestor Cashback & Bonus

In case you employ my referral link to invest in Crowdestor you earn 0.5% on all investments over the first 180 days in cashback


My Crowdestor Account

Crowdestor Account @ Savings4Freedom

Crowdestor Income Graph

Crowdestor Returns @ Savings4Freedom

Crowdestor Asset Value Graph

Crowdestor Assets @ Savings4Freedom

Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

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