Bulkestate Analysis

BulkEstate @ Savings4Freedom

Bulkestate Account Update

Investment Start Date: August 2018

Total Deposits: 550,00€ (July 2019)

Asset Value: 550,00€ (July 2019)

BulkEstate Platform Analysis

Last Update (03.06.2019)

Bulkestate features only real-estate projects and most times interest is only repaid in full at the end of the loan, at the same time as the capital.

I started my investments at Bulkestate in August 2018. The drawback of the platform is that the loans listed on the Bulkestate are not protected by a buyback guarantee. This means, that in case the borrower delays the payment, the credit company that issued the loan is not obliged to buy back the investors share in the loan.

Another minus from the investors perspective is that Bulkestate does not have a secondary market which might be needful for anyone looking to liquidate their assets quickly.

The main differentiation which separates Bulkestate from other P2P lending platforms is the combination of lending and group buying deals. As a buyer, you are provided with a variety of bulk deals in the marketplace where you can choose an apartment to buy. An interesting proposition for a different type of investor.

Creating a Bulkestate investor account is very straight forward and the website offers a neutral experience to navigate, invest and manage your portfolio. 

 

Analysis Topic Personal Take
13 - Type of Loans

Type of Loans Available

Real Estate
1 - Interest Rate

Average Interest Rate 

~11%
2 - Buyback

Buyback / Secured Loans

No / Secured with collateral
3 - Liquidity

Early Exit / Secondary Market

No
4 - AutoInvest

Auto Invest Feature

Yes
12 - Control Over

Control over Loans Invested

Yes
5 - Money Drag

Money Drag

Medium
11 - Hiden Fees

Hiden Fees

No
6 - Time

Loan Duration

3 months to 1 year
7 - Reporting

Reporting Tool

Medium Quality
8 - User Experience

User Experience

Medium Quality
9 - Rewards

Sign-up Bonus

You can sign up using my referral bonus link
10 - Evaluation

Overall Evaluation

6/10


My Bulkestate Account

BulkEstate Account @ Savings4Freedom

Bulkestate Income Graph

Bulkestate Income @ Savings4Freedom


 

Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

This site uses Akismet to reduce spam. Learn how your comment data is processed.