Mintos: Quick Platform Review
Last update (01.01.2020)
I started my investments at Mintos in May 2018. Mintos is a great choice for a new P2P lending investor. Mintos is the most well know European P2P lending platform. The huge volume of loans ensures that you are always able to find loans matching your particular investment preferences.
Mintos offers dozens of different loan originators for you to work with. Some of them offer the standard buyback guarantee in the industry: it’s essentially a promise from the loan originator, that if a borrower fails to make repayments for 60 days, the loan originator will step in and give you back the invested principal + interest earned for the period you held the loan, including the 60 overdue days.
I really like Mintos and how it works. I have full control over my loans, no problems to manage and diversify and all listed loans have been already issued by the Loan Originators.
I reduced my Mintos position in 2019. Learn why in the image below.
Mintos Account Update
Investment Start Date: May 2018
Total Deposits: -1.260,99€ (Dec 2019)
This means that currently, I’m only investing interest in the platform, having already withdrawn this value from the platform returns.
Asset Value: 561,40€ (Dec 2019)
Creating a Mintos investor account is very easy and the first investment can be made in a straightforward manner. The website is among the best in the industry even if the returns are going down due to a higher number of investors active in the platform.
|Analysis Topic||Personal Take|
|Consumer | Business | Real Estate|
|Yes & No (depends on Loan Originator)|
|Yes, you choose|
|1 month to multiple years|
|In case you employ my referral link to invest in Mintos you earn 0.5% on all investments over the first 90 days in cashback.|
My Mintos Account
Mintos Income Graph
Mintos Asset Value Graph
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