Mintos Account Update

Investment Start Date: May 2018

Total Deposits: -391,76€ (Oct 2019) |
This means that currently I’m only investing interest in the platform, having already withdraw this value from the platform returns.

Asset Value: 1.409.50€ (Oct 2019)

 

Mintos Platform Analysis

Last Update (01.11.2019)

Mintos is the most well know European P2P lending platform. The huge volume of loans ensures that you are always able to find loans matching your particular investment preferences. 

I started my investments at Mintos in May 2018. Mintos is a great choice for a new P2P lending investor.

The Mintos buyback guarantee offered is the industry standard: it’s essentially a promise from the loan originator, that if a borrower fails to make repayments for 60 days, the loan originator will step in and give you back the invested principal + interest earned for the period you held the loan, including the 60 overdue days. 

I really like Mintos and how it works. I have full control over my loans, no problems to manage and diversify and all listed loans have been already issued by the Loan Originators.

Creating a Mintos investor account is very easy and the first investment can be made in a straightforward manner. The website is among the best in the industry even if the returns are going down due to a higher number of investors active in the platform. 

Analysis Topic	Personal Take
Type of Loans Available	Consumer | Business | Real Estate
Average Interest Rate	~11%
Buyback / Secured Loans	Yes (Majority) & No
Early Exit / Secondary Market	Yes
Auto Invest Feature	Yes
Control over Loans Invested	Yes
Money Drag	No
Hiden Fees	No
Loan Duration	1 month to multiple years
Reporting Tool	High Quality
User Experience	High Quality
Sign-up Bonus	Up to 1% investment bonus on investments made during the first 90 days after creating your account by using this referral bonus link
Overall Evaluation	8/10

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My Mintos Account

Mintos Income Graph

Mintos Asset Value Graph

For those that want to learn the reason why I reduced my Mintos position, you can find information on the image below.

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Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.