Viventor Analysis

Viventor @ Savings4Freedom

Viventor Account Update

Investment Start Date: March 2018

Total Deposits: 1.547,74€ (Oct 2019)

Asset Value: 2.821,74€ (Oct 2019)

 

Viventor Platform Analysis

Last Update (01.11.2019)

Viventor is a very similar platform to Mintos. I started my investments at Viventor in March 2018. Like Mintos, Viventor is a great choice for a new P2P lending investor.

Viventor offers buyback guarantee and payment guarantee depending on the type of loan and loan originator. If a borrower fails to make repayments for 30, 60 or 90 days, the loan originator will step in and give you back the invested principal + interest earned for the period you held the loan, including the overdue days. 

Viventor is really easy to work with and I have full control over my loans, no problems to manage and diversify them.

Creating a Viventor investor account is very easy and the first investment can be made in a straightforward manner. The website is among the best in the industry even if the returns are going down due to a higher number of investors active in the platform. 

Analysis Topic Personal Take
13 - Type of Loans

Type of Loans Available

Consumer | Business | Pawnbroking
1 - Interest Rate

Average Interest Rate 

~11%
2 - Buyback

Buyback / Secured Loans

Yes (Majority) & No
3 - Liquidity

Early Exit / Secondary Market

Yes
4 - AutoInvest

Auto Invest Feature

Yes
12 - Control Over

Control over Loans Invested

Yes
5 - Money Drag

Money Drag

No
11 - Hiden Fees

Hiden Fees

No
6 - Time

Loan Duration

1 month to multiple years
7 - Reporting

Reporting Tool

High Quality
8 - User Experience

User Experience

High Quality
9 - Rewards

Sign-up Bonus

You can create your account by using this referral link
10 - Evaluation

Overall Evaluation

7/10


My Viventor Account

Viventor Account @ Savings4Freedom

 

Viventor Income Graph

Viventor Returns @ Savings4Freedom

Viventor Asset Value Graph

Viventor Assets Value @ Savings4Freedom

For those that want to learn the reason why I’m reducing my Viventor position, you can find information on the image below.

Why I'm reducing my consumer P2P lending on Mintos Robocash and Viventor @ Savings4Freedom


 

Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

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